Terms of service

Terms of Service 

If you require any more information
or have any questions about our
Terms of Service, please feel free to
contact us by email at email@onphilo.com

Introduction

These terms and conditions govern
your use of this website; by using
this website, you accept these terms
and conditions in full and without
reservation. If you disagree with
these terms and conditions or any
part of these terms and conditions,
you must not use this website.
You must be at least 18 [eighteen]
years of age to use this website. By
using this website and by agreeing to
these terms and conditions, you
warrant and represent that you are at
least 18 years of age.

License to use website

Unless otherwise stated, and/or its
licensors own the intellectual
property rights published on this
website and materials used on .
Subject to the license below, all
these intellectual property rights are
reserved.
You may view, download for caching
purposes only, and print pages, files
or other content from the website for
your own personal use, subject to
the restrictions set out below and
elsewhere in these terms and
conditions.
You must not:
•republish material from this
website in neither print nor digital
media or documents (including
republication on another website);
•sell, rent or sub-license material
from the website;
•show any material from the
website in public;
•reproduce, duplicate, copy or
otherwise exploit material on this
website for a commercial
purpose;
•edit or otherwise modify any
material on the website;
redistribute material from this
website - except for content
specifically and expressly made
available for redistribution; or
republish or reproduce any part of
this website through the use of
iframes or screenscrapers.
Where content is specifically made
available for redistribution, it may
only be redistributed within your
organisation.

Acceptable use

You must not use this website in any
way that causes, or may cause,
damage to the website or impairment
of the availability or accessibility of
or in any way which is unlawful,
illegal, fraudulent or harmful, or in
connection with any unlawful, illegal,
fraudulent or harmful purpose or
activity.
•You must not use this website to
copy, store, host, transmit, send, use,
publish or distribute any material
which consists of (or is linked to)
any spyware, computer virus, Trojan
horse, worm, keystroke logger, rootkit
or other malicious computer
software.
•You must not conduct any systematic
or automated data collection
activities on or in relation to this
website without 's express written
consent.
This includes:
°scraping
°data mining
°data extraction
°data harvesting
°'framing' (iframes)
°Article 'Spinning'
•You must not use this website or any
part of it to transmit or send
unsolicited commercial
communications.
•You must not use this website for
any purposes related to marketing
without the express written consent
of .

Restricted access

Access to certain areas of this
website is restricted. reserves the
right to restrict access to certain
areas of this website, or at our
discretion, this entire website. may
change or modify this policy without
notice.
If provides you with a user ID and
password to enable you to access
restricted areas of this website or
other content or services, you must
ensure that the user ID and password
are kept confidential. You alone are
responsible for your password and
user ID security..
may disable your user ID and
password at 's sole discretion
without notice or explanation.

User content

In these terms and conditions, “your
user content” means material
(including without limitation text,
images, audio material, video
material and audio-visual material)
that you submit to this website, for
whatever purpose.
You grant to a worldwide, irrevocable,
non-exclusive, royalty-free license to
use, reproduce, adapt, publish,
translate and distribute your user
content in any existing or future
media. You also grant to the right to
sub-license these rights, and the
right to bring an action for
infringement of these rights.
Your user content must not be illegal
or unlawful, must not infringe any
third party's legal rights, and must
not be capable of giving rise to legal
action whether against you or or a
third party (in each case under any
applicable law).
You must not submit any user
content to the website that is or has
ever been the subject of any
threatened or actual legal
proceedings or other similar
complaint.
reserves the right to edit or remove
any material submitted to this
website, or stored on the servers of ,
or hosted or published upon this
website's rights under these terms and
conditions in relation to user content,
does not undertake to monitor the
submission of such content to, or the
publication of such content on, this
website.

No warranties

This website is provided “as is”
without any representations or
warranties, express or implied.
makes no representations or
warranties in relation to this website
or the information and materials
provided on this website.
Without prejudice to the generality of
the foregoing paragraph, does not
warrant that:
this website will be constantly
available, or available at all; or
the information on this website is
complete, true, accurate or non-
misleading.
Nothing on this website constitutes,
or is meant to constitute, advice of
any kind. If you require advice in
relation to any legal, financial or
medical matter you should consult an
appropriate professional.

Limitations of liability

will not be liable to you (whether
under the law of contact, the law of
torts or otherwise) in relation to the
contents of, or use of, or otherwise
in connection with, this website:
to the extent that the website is
provided free-of-charge, for any
direct loss;
•for any indirect, special or
consequential loss; or
for any business losses, loss of
revenue, income, profits or
anticipated savings, loss of
contracts or business
relationships, loss of reputation
or goodwill, or loss or corruption
of information or data.
These limitations of liability apply
even if has been expressly advised
of the potential loss.

Exceptions

Nothing in this website disclaimer
will exclude or limit any warranty
implied by law that it would be
unlawful to exclude or limit; and
nothing in this website disclaimer
will exclude or limit the liability of in
respect of any:
•death or personal injury caused
by the negligence of or its agents,
employees or shareholders/
owners;
•fraud or fraudulent
misrepresentation on the part of ;
or
•matter which it would be illegal or
unlawful for to exclude or limit, or
to attempt or purport to exclude or
limit, its liability.

Reasonableness

By using this website, you agree that
the exclusions and limitations of
liability set out in this website
disclaimer are reasonable.
If you do not think they are
reasonable, you must not use this
website.

Other parties

You accept that, as a limited liability
entity, has an interest in limiting the
personal liability of its officers and
employees. You agree that you will
not bring any claim personally
against 's officers or employees in
respect of any losses you suffer in
connection with the website.
Without prejudice to the foregoing
paragraph, you agree that the
limitations of warranties and liability
set out in this website disclaimer will
protect 's officers, employees,
agents, subsidiaries, successors,
assigns and sub-contractors as well
as .

Unenforceable provisions

If any provision of this website
disclaimer is, or is found to be,
unenforceable under applicable law,
that will not affect the enforceability
of the other provisions of this
website disclaimer.

Indemnity

You hereby indemnify and undertake
to keep indemnified against any
losses, damages, costs, liabilities
and expenses (including without
limitation legal expenses and any
amounts paid by to a third party in
settlement of a claim or dispute on
the advice of 's legal advisers)
incurred or suffered by arising out of
any breach by you of any provision
of these terms and conditions, or
arising out of any claim that you
have breached any provision of these
terms and conditions.
Breaches of these terms and
conditions
Without prejudice to 's other rights
under these terms and conditions, if
you breach these terms and
conditions in any way, may take such
action as deems appropriate to deal
with the breach, including
suspending your access to the
website, prohibiting you from
accessing the website, blocking
computers using your IP address
from accessing the website,
contacting your internet service
provider to request that they block
your access to the website and/or
bringing court proceedings against
you.

Variation

may revise these terms and
conditions from time-to-time. Revised
terms and conditions will apply to the
use of this website from the date of
the publication of the revised terms
and conditions on this website.
Please check this page regularly to
ensure you are familiar with the
current version.

Assignment

may transfer, sub-contract or
otherwise deal with 's rights and/or
obligations under these terms and
conditions without notifying you or
obtaining your consent.
You may not transfer, sub-contract or
otherwise deal with your rights and/
or obligations under these terms and
conditions.

Severability

If a provision of these terms and
conditions is determined by any
court or other competent authority to
be unlawful and/or unenforceable,
the other provisions will continue in
effect. If any unlawful and/or
unenforceable provision would be
lawful or enforceable if part of it
were deleted, that part will be
deemed to be deleted, and the rest of
the provision will continue in effect.

Entire agreement

These terms and conditions, together
with 's Privacy Policy constitute the
entire agreement between you and in
relation to your use of this website,
and supersede all previous
agreements in respect of your use of
this website.

Law and jurisdiction

These terms and conditions will be
governed by and construed in
accordance with the laws of
NEVADA, USA, and any disputes
relating to these terms and
conditions will be subject to the
exclusive jurisdiction of the courts of
NEVADA, USA.